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Written by Sharvin A. Subramaniam   
Wednesday, 22 November 2017 15:19

Alarming. Pandemic. Crisis. It's the words to sum the situation of non-communicable disease (NCD) in our country. According to National Health and Morbidity Survey of 2015, almost one out of five Malaysians has diabetes. The projection was set in 2020 but came true five years early. Other finding shows nearly half of our population are overweight -the highest prevalence in the region. According to a The Economist Intelligence Unit (EIU) report, obesity cost our country RM4.3 - RM8.6 billion last year - an equivalent of 10 and 19 per cent of our country's healthcare spending.

The lack of physical activity coupled with unhealthy diet that comprises excessive calories, high consumption of sugar or salt among us are seen as the main contributing factor to high NCD in Malaysia. Many initiatives like social media, creating collaboration among stakeholders, awareness among people and even a new logo to help consumer choose healthier food products has been created to improve our Malaysian health. The abolishment of subsidies for sugar back in 2013 in hope to decrease sugar consumption, did not achieve its intended goal. How can we tackle the NCD pandemic more effectively? PHREAM believes the next step lies in improving the product labelling and how nutrition information is conveyed to consumers. 

Do a simple survey on a range of your favourite food and beverages. Look at benefits of using their products, creatively printed on front packaging vs. Ministry of Health's mandatory nutritional information panel (NIP) at the back. While these products claim of its single or multiple ingredients contribute to good health, sometimes the composition of overall ingredients does not and may affect your health in a longer period time. For example, in 2016 Dr. Guy-Andre' Pelouze from

National Financial Education Conference themed “Towards an Effective Financial Education Strategy for Malaysia” PDF Print E-mail
Written by Admin 3   
Wednesday, 04 October 2017 08:52


A National Conference themed “Towards an Effective Financial Education Strategy for Malaysia” was organised on the 3 October 2017 at Lanai Kijang Kuala Lumpur.  The Conference was organised by Era Consumer, the Federation of Malaysian Consumers Organisations Malaysia (FOMCA) and the Financial Literacy Association of Malaysia (FLAME) with the cooperation of Bank Negara Malaysia and supported by Citi Foundation.


The Conference was aimed at moving forward towards formulating and implementing a national financial education strategy in which all Malaysians, especially those most in need, would have access to financial education.


Deputy Governor's Address at the FOMCA Conference 2017 - ‘Towards an Effective Financial Education Strategy for Malaysia’ ‘Realising Financial Well-Being’ PDF Print E-mail
Written by Admin 3   
Tuesday, 03 October 2017 00:00


It is my great pleasure to have the opportunity to speak at the FOMCA Conference this morning. I would like to express my appreciation to FOMCA for the commendable initiative to gather the minds of leading stakeholders in the area of financial literacy today. The theme of today’s conference -- ‘Towards an Effective Financial Education Strategy for Malaysia’ -- is indeed relevant; and will certainly provide a great opportunity for government agencies; corporates; consumer associations; academicians and all of us present here today to exchange ideas and discuss this important issue on financial education.


Today, we are living in an environment that is becoming increasingly challenging. “Bits and bytes” are slowly replacing “brick and mortar”. At the same time, Malaysians are facing socio-economic changes, including demographic shifts, urbanisation and increasing life expectancy. These factors affect, not only the way we experience financial services, but also the necessary knowledge for consumers to make good financial decisions to realise financial well-being. Therefore, ensuring Malaysians have the right knowledge, skills and behaviour - to make informed financial decisions - is an important agenda for our nation. Today, I would like to share with you - our vision to realise financial well-being for Malaysians through financial literacy and financial education.


Let me begin by sharing four observations on the state of financial literacy in Malaysia.



Consumer group calls for body to protect transport users’ rights. PDF Print E-mail
Written by Admin 3   
Monday, 25 September 2017 12:27


"The agency should be independent and have representatives from all relevant parties", says 4PAM.


PETALING JAYA: The Malaysian Public Transport Users Association (4PAM) has called for the establishment of an independent agency to protect the rights of travellers, including their safety.


“If the government is serious about improving public transport and in encouraging people to use public transport, there must be more protection given to the users,” said 4PAM president Ajit Johl.


Cost of living single biggest concern, survey shows PDF Print E-mail
Written by Admin 3   
Thursday, 21 September 2017 08:25


Some 56% of respondents also feel that their household's financial situation has worsened.


KUALA LUMPUR: Cost of living is the single biggest concern for those aged between 21 and 30, a survey has shown.


The survey, titled “Public Opinion Survey: Youth Perception on the Economy, Leadership and Current Issues”, showed that of the 604 polled, 56% felt that their household’s financial situation had worsened.


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