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Reliable and Safe Water Consumption for Consumers PDF Print E-mail
Written by Admin 3   
Friday, 14 July 2017 11:06

It is ironic that Malaysia which is blessed with 2,500 mm rainfall annually, should experience water shortages. For many households, especially in Selangor, Kedah, Penang, Pahang, Johor and Kelantan, water is an unreliable source. Water cuts are frequent. Consumers are always stressed and worried; will there be water tomorrow? Or will they be getting in a WhatsApp message that there will be water disruptions because of a burst pipe or read in the newspaper that thousands or even millionsof households will not be having water supply due to contamination at the water processing plant that serves their area. Consumers are even more stressed when a festive season is approaching or they are planning a family event such as a weeding. Will there be water? Water disruptions have become too common, causing stress and pain for consumers and households. Consumers simply have no trust and confidence in the water system in this country.

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Motor Insurance Liberalisation. Do consumers benefit? PDF Print E-mail
Written by Admin 3   
Friday, 14 July 2017 10:32

Since 1st July 2017, the motor insurance tariffs have been liberalised. Will this benefit consumers? It depends. Firstly, almost certainly markets benefit from liberalisation.  When prices are regulated, there is no incentive to innovate, to target consumers and to take initiatives to provide value that would attract consumers. There is no incentive for service providers to differentiate their products, in relation to consumers, to attract them from other competitors. In theory at least, liberalisation promotes competition in the market and consumers should benefit through a greater range of product or services choices and better value for their hard-earned money. Will consumers then actually benefit? If after the liberalisation, the consumer continues with his old “package” because of “convenience”, and if prices do go up, complain to his friends and family that prices have gone up and maybe gets angry at the  whole liberalisation regime, or on the other hand, if prices go down, feels elated that he has saved some money because of the liberalisation and says liberalisation is great; then the consumers have not benefitted from the liberalisation regime. But if on the other hand, when it is time to renew his motor insurance, the consumer, who now has a range of products and services being offered by various competing insurance companies, takes the time and the effort to understand the products and services and makes a conscious choice to get the best value for his money, than liberalisation would have benefitted him.

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Kos sara hidup: Antara realiti, persepsi & IHP PDF Print E-mail
Written by Admin 3   
Wednesday, 21 June 2017 09:01

SAYA tertarik dengan satu rencana yang disiarkan di sebuah akhbar tempatan baru-baru ini yang menggambarkan kefahaman pengguna tentang pertalian yang kabur antara kos sara hidup de­ngan Indeks Harga Pengguna (IHP), iaitu petunjuk yang digunakan bagi mengukur purata harga barangan dan perkhidmatan yang pengguna belanja berdasarkan harga pasaran semasa, yang dinilai secara pukal.

 

IHP ini diterbitkan oleh Jabatan Perangkaan setiap bulan dan pe­rangkaan tahunan diguna untuk menentukan kadar inflasi negara.

 

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National committee on GST needed, says Warisan PDF Print E-mail
Written by Admin 3   
Tuesday, 20 June 2017 08:59

PETALING JAYA: An opposition party has called for Putrajaya to form a national committee to oversee any changes to the GST to ensure the welfare of the people is always protected.

 

Commenting on yesterday’s events – which saw an order for the imposition of GST on some 60 food items cancelled – Parti Warisan Sabah said a national committee would be the best way to ensure the GST was implemented fairly.

 

Intitally, it was reported that the government would subject the 6% GST on some 60 food items including bihun, spinach and potatoes, only for the customs department to announce the cancellation of the order less than 24 hours-later.

 

Warisan vice-president Junz Wong said that for now, the GST was to here stay, whether people liked it or not and what was important was that the tax wouldn’t be imposed on basic necessities.

 

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Wajarkah PLUS tutup lorong tambah nilai sempena Aidilfitri PDF Print E-mail
Written by Admin 3   
Friday, 16 June 2017 10:48

Pengumuman pihak PLUS menutup 134 lorong tambah nilai pada 22 Jun hingga 2 Julai 2017 sempena cuti Hari Raya Aidilfitri bagi tujuan melancarkan pergerakan trafik merupakan satu langkah bijak bagi menangani kesesakan.

Namun begitu dari sudut lain, pengguna terpaksa membayar wang pendahuluan bagi penggunaan kad Touch n Go dilihat membebankan pengguna, apatah lagi dengan peningkatan kos, kenaikan harga barang dan persiapan raya yang memerlukan bajet melebihi daripada bulan-bulan biasa.

Lazimnya pengguna membuat tambah nilai untuk perjalanan jauh dari RM50 hingga RM200.

Wajarkah pihak PLUS mengutip bayaran pendahuluan daripada pengguna? Namun masalah kesesakan jalan raya masih tiada penyelesaian.

 

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